mortgage rate drop...

You probably aren't reading this here first but mortgage rates are down to 4.5% for a 30-year fixed rate loan. Incredible...rates haven't been this low since the 1940s and my local sources tell me that they should stay this low for at least 6 months. Combined with the first-time home buyer tax credit, this is great news for those both on the fence about making a first purchase and for those that currently own a home in the price range that would appeal to first-time buyers. Finally, the time to sell may be back upon us!